Larkpine Lending Group, an Iowa City, IA small-business funding service, takes requests from West Liberty, IA by phone and online. This page gives ZIP 52776 employer counts by sector from ZIP Code Business Patterns 2023, explains how the ZIP differs from the town, and notes which funding structures fit the local business mix.
| Employer sites in ZIP 52776, ZBP 2023 | 102 |
|---|---|
| Under five employees | 61.8% |
| Paid employees, ZIP 52776 (2023) | 1,862 |
| Annual payroll, ZIP 52776 (2023) | $94.2 million |
| Distance | Roughly 15 miles east-southeast of Iowa City, IA, straight line |
West Liberty, IA in Muscatine County, IA
West Liberty is in Muscatine County, IA, outside Johnson County, so county figures from elsewhere on this site do not apply. ZIP 52776 had 102 employer establishments, 1,862 paid employees and about $94.2 million in payroll in 2023. Only 2.0% of the ZIP's land lies inside the town.
The ZIP's employer list splits two ways: most construction, transport and professional firms were very small (over 80% under five employees), while none of the 10 health care or 9 retail establishments was that small.
Employer counts for ZIP 52776
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Construction | 16 | 81.2% |
| Transportation and Warehousing | 11 | 81.8% |
| Health Care and Social Assistance | 10 | 0.0% |
| Retail Trade | 9 | 0.0% |
| Professional, Scientific, and Technical Services | 9 | 88.9% |
| Other Services | 9 | 66.7% |
| Manufacturing | 7 | 42.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 102 employer establishments, 1,862 paid employees and about $94.2 million in annual payroll. West Liberty, IA covers 2.0% of the ZIP's land, so these counts include businesses outside town limits.
Which structures suit West Liberty, IA owners
- Small contractors: equipment financing and a line of credit for materials.
- Retailers and clinics with five or more employees: working capital for payroll, inventory financing for stock.
- Restaurants: equipment financing for kitchens.
A West Liberty, IA restaurant owner can start with the restaurant funding page.
West Liberty, IA small firms
In ZIP 52776, 61.8% of employers had fewer than five employees in 2023. The American Community Survey self-employment estimate for West Liberty (2.8%, plus or minus 2.2) is too uncertain to rely on.
Sending a request from West Liberty, IA to Larkpine
Requests from West Liberty, IA are handled by phone at (319) 422-3259 and through the online form, the same as anywhere else. County-level data and local steps are on the Iowa City, IA page, and other towns are on the areas served list.
West Liberty, IA businesses we help
Owners in West Liberty, IA come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
Documents to have ready
- Recent business bank statements (partners often ask for three to six months)
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- Proof of ownership and business registration
- A simple schedule of current business debt and monthly payments
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- Reach us at (319) 422-3259 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Owners in West Liberty, IA can start by phone or with the short online form; no office visit is needed.
By Larkpine Lending Group · Updated