Larkpine Lending Group, an Iowa City, IA small-business funding service, takes requests from Kalona, IA by phone and online. This page gives ZIP 52247 employer counts by sector from ZIP Code Business Patterns 2023, explains how the ZIP differs from the town, and notes which funding structures fit the local business mix.
| Employer sites in ZIP 52247, ZBP 2023 | 167 |
|---|---|
| Under five employees | 53.3% |
| Paid employees, ZIP 52247 (2023) | 1,663 |
| Annual payroll, ZIP 52247 (2023) | $71.7 million |
| Kalona, IA residents working for themselves | 10.4% (margin of error 3.7) |
| Distance | Roughly 15 miles southwest of Iowa City, IA, straight line |
Kalona, IA, across the county line
Kalona is in Washington County, IA, not Johnson County, so the Johnson County figures elsewhere on this site do not describe it. The figures here are for ZIP 52247, which had 167 employer establishments in 2023. Kalona covers 2.7% of that ZIP's land, so much of the ZIP lies outside the town.
Construction led with 31 establishments and retail followed with 26. Manufacturing (13) and transportation (11) also made the list, a mix in which equipment and vehicles may figure in funding.
Employer counts for ZIP 52247
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Construction | 31 | 58.1% |
| Retail Trade | 26 | 38.5% |
| Other Services | 19 | 52.6% |
| Health Care and Social Assistance | 14 | 64.3% |
| Manufacturing | 13 | 38.5% |
| Transportation and Warehousing | 11 | 72.7% |
| Accommodation and Food Services | 9 | 33.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 167 employer establishments, 1,663 paid employees and about $71.7 million in annual payroll. Kalona, IA covers 2.7% of the ZIP's land, so these counts include businesses outside town limits.
Which structures suit Kalona, IA owners
- Builders and trades: equipment financing and lines of credit.
- Retailers: inventory financing for stock ahead of sales.
- Small manufacturers: equipment loans for machines; working capital for materials.
- Transport operators: equipment financing for vehicles (trucking-company funding is not a focus of this site).
Retailers can read the inventory financing page for turnover arithmetic.
Kalona, IA self-employment
In the 2020-2024 American Community Survey, 10.4% (plus or minus 3.7) of Kalona's employed residents were self-employed. Among ZIP 52247's employers, 53.3% had fewer than five employees.
Sending a request from Kalona, IA to Larkpine
Requests from Kalona, IA are handled by phone at (319) 422-3259 and through the online form, the same as anywhere else. County-level data and local steps are on the Iowa City, IA page, and other towns are on the areas served list.
Who Larkpine Lending Group works with in Kalona, IA
Larkpine Lending Group works with Kalona, IA businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Paperwork partners commonly ask for
- Recent business bank statements (partners often ask for three to six months)
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- You call (319) 422-3259 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Everything can be handled by phone or online from Kalona, IA.
By Larkpine Lending Group · Updated