Larkpine Lending Group, an Iowa City, IA small-business funding service, takes requests from North Liberty, IA by phone and online. This page gives ZIP 52317 employer counts by sector from ZIP Code Business Patterns 2023, explains how the ZIP differs from the town, and notes which funding structures fit the local business mix.
| Employer sites in ZIP 52317, ZBP 2023 | 428 |
|---|---|
| Under five employees | 50.9% |
| Paid employees, ZIP 52317 (2023) | 7,490 |
| Annual payroll, ZIP 52317 (2023) | $418.7 million |
| North Liberty, IA residents working for themselves | 6.7% (margin of error 2.6) |
| Distance | Roughly 7 miles northwest of Iowa City, IA, straight line |
North Liberty, IA business base in brief
ZIP 52317, which carries North Liberty's name, had 428 employer establishments and 7,490 paid employees in 2023. North Liberty itself covers 26.2% of the ZIP's land, while 98.7% of the city lies inside it.
Health care led with 61 establishments, and construction followed with 55. The two have different cash cycles: clinics wait on claims, builders on progress payments, and both meet payroll in the meantime.
Employer counts for ZIP 52317
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Health Care and Social Assistance | 61 | 37.7% |
| Construction | 55 | 65.5% |
| Accommodation and Food Services | 47 | 29.8% |
| Retail Trade | 46 | 39.1% |
| Other Services | 33 | 54.5% |
| Finance and Insurance | 31 | 54.8% |
| Professional, Scientific, and Technical Services | 30 | 70.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 428 employer establishments, 7,490 paid employees and about $418.7 million in annual payroll. North Liberty, IA covers 26.2% of the ZIP's land, so these counts include businesses outside town limits.
Which structures suit North Liberty, IA owners
- Clinics and therapy practices: working capital while claims pay; equipment loans for treatment equipment.
- Builders and trades: lines of credit across draws; equipment financing for trucks and tools.
- Restaurants and shops: equipment financing for kitchens, inventory financing for stock.
See the physician practice funding page for claims-driven cash cycles.
North Liberty, IA self-employment and small firms
About half (50.9%) of the ZIP's employer establishments had fewer than five employees in 2023. In the 2020-2024 American Community Survey, 6.7% (plus or minus 2.6) of North Liberty's employed residents were self-employed.
Sending a request from North Liberty, IA to Larkpine
Requests from North Liberty, IA are handled by phone at (319) 422-3259 and through the online form, the same as anywhere else. County-level data and local steps are on the Iowa City, IA page, and other towns are on the areas served list.
Who Larkpine Lending Group works with in North Liberty, IA
Funding partners consider businesses across most industries in North Liberty, IA, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
What to gather before you call
- Recent business bank statements (partners often ask for three to six months)
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
Partners differ in what they request; this list covers the usual ground.
What happens after you reach out
- It starts with a call to (319) 422-3259 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Everything can be handled by phone or online from North Liberty, IA.
By Larkpine Lending Group · Updated