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Business Financing for Solon, Iowa Businesses

Solon, IA lies north of Iowa City in Johnson County, inside a ZIP much larger than the town. Construction leads the ZIP's employer list, and most of its employers are small.

Builder with rolled plans beside new timber framing in fresh snow
In short

Larkpine Lending Group, an Iowa City, IA small-business funding service, takes requests from Solon, IA by phone and online. This page gives ZIP 52333 employer counts by sector from ZIP Code Business Patterns 2023, explains how the ZIP differs from the town, and notes which funding structures fit the local business mix.

At a glance
Employer sites in ZIP 52333, ZBP 2023167
Under five employees65.9%
Paid employees, ZIP 52333 (2023)993
Annual payroll, ZIP 52333 (2023)$39.5 million
Solon, IA residents working for themselves10.1% (margin of error 3.9)
DistanceRoughly 10 miles north of Iowa City, IA, straight line

Solon, IA and a ZIP much larger than the town

Solon covers only 1.5% of the land in ZIP 52333, so the ZIP's 167 employer establishments in 2023 include businesses well outside town. That matters when you read the figures: they describe the Solon area, not the town.

Construction led with 40 establishments, three-quarters of them with fewer than five employees. All 15 professional services employers were that small, while none of the 14 food and lodging establishments was.

Employer counts for ZIP 52333

Employer sites in ZIP 52333 by sector (ZBP 2023)
SectorEstablishmentsUnder 5 employees
Construction4075.0%
Other Services1656.2%
Real Estate and Rental and Leasing1586.7%
Professional, Scientific, and Technical Services15100.0%
Accommodation and Food Services140.0%
Retail Trade1346.2%
Administrative and Support Services1369.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 167 employer establishments, 993 paid employees and about $39.5 million in annual payroll. Solon, IA covers 1.5% of the ZIP's land, so these counts include businesses outside town limits.

Which structures suit Solon, IA owners

  • Small contractors: equipment financing for a truck, trailer or machine; a line of credit for materials between jobs.
  • Solon stores and service shops: inventory financing or working capital, depending on whether the need is stock or payroll.
  • Restaurants: equipment financing for the kitchen, working capital for payroll.

For contractors, the landscaping and lawn care page and the construction page cover crew-and-equipment cash cycles.

Solon, IA self-employment

In the 2020-2024 American Community Survey, 10.1% (plus or minus 3.9) of Solon's employed residents were self-employed, 6.9% of them in unincorporated businesses. The margin is wide, so treat it as a rough picture.

ZIP 52333's share of employers under five employees, 65.9%, is well above the Johnson County, IA share of 49.1%.

Sending a request from Solon, IA to Larkpine

Requests from Solon, IA are handled by phone at (319) 422-3259 and through the online form, the same as anywhere else. County-level data and local steps are on the Iowa City, IA page, and other towns are on the areas served list.

Solon, IA businesses we help

Larkpine Lending Group works with Solon, IA businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.

Documents to have ready

  • Business checking statements covering roughly the last quarter or two
  • A year-to-date profit and loss statement and balance sheet
  • Government-issued ID for each owner
  • Your articles of organization or incorporation and the EIN letter
  • Details of any loans, leases or advances the business already carries
  • The equipment quote, contract or purchase order the funding is for

No two partners ask for exactly the same file, so use this as a checklist rather than a rule.

From first call to a partner's decision

  1. You call (319) 422-3259 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
  2. We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
  3. Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
  4. Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.

Everything can be handled by phone or online from Solon, IA.

By Larkpine Lending Group · Updated

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Johnson County, IA Businesses by the Census Numbers

  • 3,490

    Employer establishments

    Johnson County, IA business locations with one or more paid employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 12,146

    Businesses without payroll

    Johnson County, IA businesses with receipts but no paid employees.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 49.1%

    Employers under five people

    Share of Johnson County, IA employer establishments with fewer than five employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 1,241

    Housing units permitted, 2025

    Privately owned residential units authorized by building permits in Johnson County, IA.

    Source: U.S. Census Bureau, Building Permits Survey 2025

Towns around Iowa City, IA

Requests from the whole area arrive by phone and form.

Every town served

Questions From Owners

Brief replies to what owners ask Larkpine first.

Call (319) 422-3259

Business loans in Solon, IA: are rural businesses outside town considered?

Yes. Partners look at the business itself; requests from the countryside around Solon can be made the same way.

Can a one-person contractor send a request?

Yes. Partners consider small businesses; time in business and revenue drive the answer.

Something we missed? Call (319) 422-3259.

Say What the Money Has to Cover

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