Larkpine Lending Group, an Iowa City, IA small-business funding service, takes requests from Tiffin, IA by phone and online. This page gives ZIP 52340 employer counts by sector from ZIP Code Business Patterns 2023, explains how the ZIP differs from the town, and notes which funding structures fit the local business mix.
| Employer sites in ZIP 52340, ZBP 2023 | 102 |
|---|---|
| Under five employees | 60.8% |
| Paid employees, ZIP 52340 (2023) | 679 |
| Annual payroll, ZIP 52340 (2023) | $29.9 million |
| Distance | Roughly 7 miles west-northwest of Iowa City, IA, straight line |
Tiffin, IA and the 52340 ZIP
Tiffin sits entirely inside ZIP 52340, but the town covers only 21.8% of that ZIP's land. So the 102 employer establishments counted for the ZIP in 2023 include businesses outside the town, not just those in it.
Construction led the ZIP's employer list with 17 establishments, and 12 were in real estate and rental, nearly all of them very small (91.7% under five employees).
Employer counts for ZIP 52340
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Construction | 17 | 64.7% |
| Real Estate and Rental and Leasing | 12 | 91.7% |
| Health Care and Social Assistance | 11 | 45.5% |
| Other Services | 11 | 45.5% |
| Retail Trade | 10 | 40.0% |
| Professional, Scientific, and Technical Services | 9 | 66.7% |
| Administrative and Support Services | 9 | 66.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 102 employer establishments, 679 paid employees and about $29.9 million in annual payroll. Tiffin, IA covers 21.8% of the ZIP's land, so these counts include businesses outside town limits.
Which structures suit Tiffin, IA owners
- Contractors and builders: equipment financing for trucks and machines, lines of credit for the wait between draws.
- Property and rental businesses: term loans for improvements; note that property purchase lending is outside this site's products.
- Service and repair firms: working capital for payroll and materials.
Contractors can read the construction funding page for more on progress payments and equipment.
Tiffin, IA restaurants and small shops
For a restaurant or shop in Tiffin, IA, the data is thin: the ZIP had 10 retail employer establishments in 2023, and food service did not make its top seven sectors. A kitchen or shop opening here may involve a term loan for the build-out plus equipment financing for fixtures.
The American Community Survey self-employment estimate for Tiffin carries a wide margin (3.0%, plus or minus 2.2), so we do not lean on it.
Sending a request from Tiffin, IA to Larkpine
Requests from Tiffin, IA are handled by phone at (319) 422-3259 and through the online form, the same as anywhere else. County-level data and local steps are on the Iowa City, IA page, and other towns are on the areas served list.
Tiffin, IA sectors our partners fund
Funding partners consider businesses across most industries in Tiffin, IA, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
Documents to have ready
- Last year's filed tax return for the business
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Formation documents and your EIN
- A simple schedule of current business debt and monthly payments
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- You call (319) 422-3259 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Everything can be handled by phone or online from Tiffin, IA.
By Larkpine Lending Group · Updated